H D Consultants is an Appointed Representative of Personal Touch Financial Services Ltd., which is authorised and regulated by the FSA.

Welcome to H D Consultants

Complete Financial Planning

H D Consultants is an Appointed Representative of Personal Touch Financial Services Ltd., which is authorised and regulated by the FSA.

 Welcome to H D Consultants

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H D Consultants >> Life Cover / Protection        

Welcome to the Life Cover Page.

H D Consultants is an Independent Insurance Broker firm and, with access to PTFS's 'whole of market' insurance proposition, we are delighted to confirm that we can provide access to a wide range of insurances from all of the major UK insurance companies.  

Are you looking to arrange new life cover, critical illness cover, income protection, mortgage payment protection or even simply decreasing term insurance? 

Or are you shopping around to reduce your current costs and obtain cheaper insurance? 

Have you got an insurance arrangement with Zurich, Legal and General, Norwich Union, Prudential, Scottish Provident, Unum, Friends Provident, Scottish Equitable, Standard Life?

You may be paying more than you need to!    

Did you know that Life Insurance is getting cheaper? 

It is a fact that today people are paying less for their life assurance policies, not least due to the influx of internet providers that are offering discounted life insurance policies. 

The reason such companies can offer cheaper premiums is because there overheads are much lower, as are their earning per case expectations, which means they can discount premiums, by sacrificing a proportion of there commission, to benefit of UK consumers.  

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H D Consultants is an Appointed Representative of Personal Touch Financial Services Ltd., which is authorised and regulated by the Financial Services Authority.  See the FSA site here . Your home may be repossessed if you do not keep up repayments on your mortgage.   Full written details on request. All loans subject to status.  Terms and Conditions