NatWest is the number 1 Business Bank with 850,000 small business accounts. With so much experience in business banking, NatWest can tailor a package that is right for the customer whether they are starting up or already running an existing business.

For Start-ups, NatWest offers

• Free Business Manager, to give one-to-one advice and assistance

• Free banking for the first 18 months*

• Free Business Chargecard – no annual fee in the first year**

• Free advice and information to help customers plan and start a business

• Free regular Business Reviews

• Free Business Software

• Free online advice at www.smallbusinessadvice.org.uk
  
  *Free banking means banking that is free of the account charges for both paying amounts into and out of your account, and running your account. If you go overdrawn, you will have to pay interest on your overdraft and fees for the overdraft. Charges for other commonly-used services will still apply. Please see details of these in our brochure 'Services and Charges for Business Customers'. The charges in this leaflet apply to new start-up accounts that are opened on or after 8 January 2001.
  
  **Cards are only issued to people who meet our criteria and agree to our standard conditions. Credit facilities are only available to over 18s and are subject to status. Written quotations available on request. Security and life assurance may be required.

For further information on Nat West and to apply online click here.

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The American Express Business Gold Charge Card.

Helping you to grow your business
The American Express® Business Gold Charge Card eases the burden of paperwork, offers you extra savings and helps you manage the little things so you can get on with running your company.

American Express gives you support such as 24/7 service, emergency Card replacements, worldwide access to cash, a designated 24-hour Business Assistant and the Gold Card Travel service⁷.

Online Services
Check your account and Membership Rewards points online. You can also make payments and download up to three months of old statements

No pre-set spending limit¹
Up to 39 days free credit from the date of transaction² for extra financial flexibility, provided you pay your Account in full and on time each month.

Free Supplementary Cards
Set individual spendings limit³ and on different types of spend⁴ so you are always in control.

Regular financial reports
Monthly Statements give you a breakdown on every Card so it's easy to monitor your spend and make just one monthly payment.

Every tax year, receive an Annual Management Report, breaking down the year's expenditure by Card and category.

For further information on the American Express Business Gold Charge Card and to apply online click here. 

¹ Your purchases are approved based on a variety of factors, including your Credit Record, Account History and personal resources. Proof of resources and security may be required.
² Providing you pay your bill in full and on time every month on all current American Express® Cards.
³ Offer applies to Gold and Green Supplementary Cards.

⁴ Global Limits can be set, amended and cancelled at the request of the Basic Cardmember only and at American Express®’ sole discretion.
⁵ American Express® and provider terms and conditions apply. These suppliers and associated discounts are correct at time of print and subject to change. Offers apply when paying with the American Express® Business Card.
⁶ Full details of the Programme will be sent to you upon approval. You can earn one point for virtually every pound you spend on the Card except for the following charges: Cash Advances, AMEX Travellers Cheques purchases, Foreign Exchange and Express Cash Transactions and any other Account charges.
⁷ Services subject to terms and conditions and in the case of cash access withdrawal fee is the higher of £3 or 3% of withdrawal amount.