a financial adviser
you consult an accountant, doctor or solicitor you expect them
to be fully qualified to a high standard – so why should you
accept anything less with your financial adviser?
However, unlike accountancy, medicine or law there is no one,
high level, easily recognisable qualification consumers can
trust when it comes to choosing a financial adviser. There are
literally dozens of different financial qualifications, all
issued by different bodies and meaning different things.
Nowadays, all financial advisers are required by their
regulator, the Financial Services Authority (FSA) to pass
examinations known as the Certificate in Financial Planning
(Cert FP) or equivalent before they are allowed to provide
financial advice. The Cert FP was previously known as the
Financial Planning Certificate (FPC).
In addition, advisers giving mortgage advice must hold a
mortgage qualification such as the Certificate in Mortgage
Advice and Practice (CeMAP).
H D Consultants' Advisers have these basic qualifications.
Independent Financial Consultants are specialists in their own
chosen field of expertise.
H D Consultants' Brokers have also attained the Cert PFS, the
aff.SWW and the Cert CII (MP).
Many advisers choose to go further and take additional, higher
level, qualifications such as;
finance - CeCM
Release / Lifetime Mortgages - CeRER
recommend you choose one of these more qualified advisers,
when 'shopping around' for professional advice.
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us an email enquiry via our online contact form, here;