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Testimonials
We
are delighted to receive many compliments and notes of thanks
for our professional service from our Clients and business
associates.
Thank
you to everyone who has so kindly taken the time to write
in.
We
have pleasure in posting a number of these comments on this
website, to provide you with an insight into how our Clients
truly feel about the hard working team at H D Consultants and
the professional service which we strive to provide.
Note
from the Principal, Howard Reuben (REPRINTED
26th APRIL 2011);
"The financial services industry has taken a huge knock
over the last few years, and many elements of the media have
been far too quick to generalise and blame all bankers,
financial advisers and mortgage brokers for the ills of this
nations financial situation. So it is with huge pride
that I can report that we have not only survived the recent
years of recession, but our efforts have been rewarded and we
have maintained our reputation through word of mouth as
trusted, experienced and professional advisers to our personal
and corporate Clients.
Of course our own Firm has
experienced 'change', but I am so pleased to note that the
changes to date have now brought us back to our market-leading
position of strength with a fantastic team of Advisers and a
wonderful back office staff. Thank you to everyone in
the Company for your continued professionalism, honesty,
integrity and support, thank you to our Professional
Introducer Partners for your referrals and thank you to our Clients throughout
the Country to whom we are pleased to continue to provide our
whole of market and independent service".
Please
find below a selection of Client
and
Professional testimonials received ... so far;
__________________________________________________________
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Martin
Wilson, ex-Chairman, Personal Touch Financial services
Limited
“I
have known Howard for several years. I admire his
enthusiasm and work ethic. He is easy to get along with
and employs high moral standards.”
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Paul
McGonigle, Owner, Positive Lending Limited
“I've
worked with Howard, and known Howard for many years.
Howard is an extremely driven and dynamic individual. He
is creative and has been very innovative within his
industry. I would have no problem recommending Howard
for anything”
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Dev
Malle, Sales & Marketing Director, Personal Touch FS
“Howard
is a positive, solutions based individual who will think
out of the box to provide results for his clients and
his team.”
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Danny
Nieberg,
Top
qualities:
Expert, Good Value, High Integrity
first
hired Howard as a Financial Advisor in 2005
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Paul
Flavin, Managing Director, Miura Financial Solutions Ltd
“I
have no hesitation in recommending Howard Reuben and his
company HD Consultants.
In
the many years I have worked with Howard I have always
found him both professional & diligent in dealing
with the tasks set.
This,
married to his friendly customer approach has & will
prove a winning formula for his company.”
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David
Crowley
Aff
CIBSE MBIFM,
Top
qualities:
Great Results, Personable, Expert
hired
Howard as a Financial Advisor in 2010
“Howard
is the "go to" guy for all things financial.
Howard sorted out my new mortgage and life insurance,
improved the packages I hold and saved me money. Howard
also keeps you updated in every step of the process.
I cannot recommend Howard highly enough. Fantastic
service and a pleasure to deal with. Howard is
definitely on my Christmas card list.”
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Peter
Turner, Commercial Director, AToM (All Types of
Mortgages Ltd)
“Howard
is always looking for the best deal for his clients and
provides the correct information first time so a quick
decision can be made to everybody’s satisfaction.”
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Martin
Wilcocks, Chief Executive, Wilcocks & Associates
“Howard
is always on the front foot looking at ways in which to
bring value into his business. Through the HD Group he
has provided a sound base for professionals operating in
financial services markets, allowing them to apply their
trade in a safe, controlled and innovative environment.
I
have no hesitation in endorsing Howard’s position and
I very much hope that our companies explore ways in
which we could conduct business with one another in the
not to distant future.”
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Paul
Cunningham, T&C Supervisor, Personal Touch Financial
Services Limited
“Howard
is a devoted professional. He is passionate about best
advice and client care. He has an eye for detail!”
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Neil
Laughton, Owner, Clear Consulting
“I
provided compliance services for Howard and his team,
during this time I found him and his team to be very
aware of their responsibilities, an excellent eye to
detail and a genuine desire to provide exceptional
customer service. I have no hesitation in recommending
Howard to any future business partners”
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Lyn
Perrett, IFA Business Development Manager, Personal
Touch Financial Services Limited
“During
the years I have known Howard, he has always acted in a
very professional manner.
I
have found him to be very approachable, polite and
helpful.”
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Received
19th August 2010 (click here
for larger .pdf file / image)

__________________________________________________________
Received
18th August 2010 (click here
for larger .pdf file / image)

__________________________________________________________
From
Matthew Campbell
“Howard knows and understands the business extremely well and is therefore in a position to offer a balanced and objective solution for his clients. He is reliable, driven and determined but maintains an affability which draws people to him and allows him to get to know his clients and their individual needs.
His product knowledge is exceptional across types which allows him to tailor a complete solution for his clients which they can be confident will fulfil their requirements.” May 10, 2011
Howard's Top qualities: Great Results, Expert, High Integrity
__________________________________________________________
From:
John O
Sent:
19 April 2010
10:34
To: timv@hdconsultants.net
Subject: RE: YOUR LIFE COVER
Dear
Tim
Thank
you so much for your prompt & professional service, as
always you have provided us with very efficient & thorough
support. Look forward to working with you in the future if we
have further requirements that are appropriate
kind
regards
John
& Liz
__________________________________________________________
from
Mr Mark R
22nd March 2010
Dear
Sir/Madam
Thank
You, Thank You, Thank You. Having never written a letter
before
regarding a company’s performance I felt in this instance
I
must, as the service and help I received in a recent insurance
matter
from one of your independent financial advisers (Mr Tim
Vince)
was of the highest standard.
Tim
constantly kept me up-to date via phone and e-mail with the
progress
of a very difficult and complex case which has been
on-going
for some time, through Tim’s hard work expert
knowledge
and endeavour the case is finally coming to a
conclusion
My
dealings with H D Consultants and their advice/professional
opinion
was invaluable at a very difficult time for me and my
family.
I
would like to thank everybody at H D for their hard work and
professionalism
and would not hesitate in recommending H D to
anybody
looking for a first class service for any of their
independent
financial advice or insurance requirements.
Thank
You
Mark
__________________________________________________________
-----Original
Message-----
From: Lisa C
Sent:
11
March 2010
10:51
To: howard@hdconsultants.net
Cc: 'Diane Reuben'
We
contacted HD Consultants on recommendation for a mortgage and
were pleasantly surprised with their personal service.
They
were professional, efficient and outlined the various options
available to us concisely.
They
were diligent and always contactable for advice where
appropriate highlighting any pitfalls.
They
were able to offer a number of other services to meet our
needs, from making a will or organising insurance policies.
We
wouldn’t hesitate to recommend HD Consultants to our family
and friends.
Lisa
__________________________________________________________
received
27th July 2010
Treating
Customers Fairly - Client Questionnaire
(click
here
for a larger .pdf image)

“I have been involved in
marketing and referrals with Howard for 5 years now and his enthusiasm and energy have always been admirable. Howard and I have many mutual clients, his service to them has always been first class.” May 5, 2011
Paul Twyford, Chartered Financial Planner, PT Financial Management Ltd
“Howard is always looking to expand on opportunities, he is driven and dynamic in his attitude to achieving his goals. He has been very innovative within expanding his industry. I would have no problem recommending Howard for anything.” May 4, 2011
Amanda Wilson, ex-business development Manager, Personal Touch Financial Services Limited
“I began to work with Howard at H D Consultants over 5 years ago. I have enjoyed working with Howard over this time and hope to continue to work with him for the next 5 years! Howard is always extremely professional and dedicated to all his clients. I look forward to working with Howard on other areas over the coming months.” May 3, 2011
Emma Mason, Senior Account Manager, Goldsmith Williams Solicitors
“Howard has been a great mentor for me and helped me to become a professional adviser; he's very enthusiastic, hard working, he leads by example and you
can't help but be enthused by this. Howard also has a great sense of humour and is a real pleasure to work with. I would recommend Howard and HD Consultants to anyone who is hungry to work, wants to be professional and be an adviser with integrity, I believe he has a huge amount to offer with his vast knowledge and experience of the financial industry to any adviser, whether they are just starting out or are themselves very experienced; he runs a tight ship and his reputation precedes him.” May 3, 2011
Christopher Fenley, Independent Financial Consultant, H D Consultants
“We have always found Howard a reliable, cost effective and efficient person to work with. He has been able to turn complicated requests around with the minimum of fuss and bother, and has the most brilliant "can do" attitude.
Would strongly recommend him and his company!
Andi Baron Production Consultant May 2, 2011
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