H D Consultants - whole of market financial advisers

"Complete financial planning"
 

home page link

Company information;

  » 

About HD Consultants

  »  

Meet The Team

  » 

Our qualifications

  »  

Testimonials

  » 

Treating Customers Fairly

  » 

Downloads

  » 

Broker Log In

 

 

Head Office

H D Consultants
109 Maldon Road

Colchester
Essex CO3 3AX

 

01206 577 266 - phone  

 

 08717 334 367 - fax        

 

  office @ hdconsultants.net

 

   hdconsultants

  
 

Testimonials

 

We are delighted to receive many compliments and notes of thanks for our professional service from our Clients and business associates.

 

Thank you to everyone who has so kindly taken the time to write in.

 

We have pleasure in posting a number of these comments on this website, to provide you with an insight into how our Clients truly feel about the hard working team at H D Consultants and the professional service which we strive to provide.

 

Note from the Principal, Howard Reuben (REPRINTED 26th APRIL 2011); "The financial services industry has taken a huge knock over the last few years, and many elements of the media have been far too quick to generalise and blame all bankers, financial advisers and mortgage brokers for the ills of this nations financial situation.  So it is with huge pride that I can report that we have not only survived the recent years of recession, but our efforts have been rewarded and we have maintained our reputation through word of mouth as trusted, experienced and professional advisers to our personal and corporate Clients.  

 

Of course our own Firm has experienced 'change', but I am so pleased to note that the changes to date have now brought us back to our market-leading position of strength with a fantastic team of Advisers and a wonderful back office staff.  Thank you to everyone in the Company for your continued professionalism, honesty, integrity and support, thank you to our Professional Introducer Partners for your referrals and thank you to our Clients throughout the Country to whom we are pleased to continue to provide our whole of market and independent service".

 

Please find below a selection of Client 

and Professional testimonials received ... so far;

 

__________________________________________________________

 

Martin Wilson, ex-Chairman, Personal Touch Financial services Limited

“I have known Howard for several years. I admire his enthusiasm and work ethic. He is easy to get along with and employs high moral standards.”

 

Paul McGonigle, Owner, Positive Lending Limited

“I've worked with Howard, and known Howard for many years. Howard is an extremely driven and dynamic individual. He is creative and has been very innovative within his industry. I would have no problem recommending Howard for anything”

 

Dev Malle, Sales & Marketing Director, Personal Touch FS

“Howard is a positive, solutions based individual who will think out of the box to provide results for his clients and his team.”

 

Danny Nieberg,

Top qualities: Expert, Good Value, High Integrity 

first hired Howard as a Financial Advisor in 2005

 

Paul Flavin, Managing Director, Miura Financial Solutions Ltd

“I have no hesitation in recommending Howard Reuben and his company HD Consultants.

In the many years I have worked with Howard I have always found him both professional & diligent in dealing with the tasks set. 

This, married to his friendly customer approach has & will prove a winning formula for his company.”

 

David Crowley Aff CIBSE MBIFM,

Top qualities: Great Results, Personable, Expert hired Howard as a Financial Advisor in 2010

“Howard is the "go to" guy for all things financial. Howard sorted out my new mortgage and life insurance, improved the packages I hold and saved me money. Howard also keeps you updated in every step of the process. I cannot recommend Howard highly enough. Fantastic service and a pleasure to deal with. Howard is definitely on my Christmas card list.”

 

Peter Turner, Commercial Director, AToM (All Types of Mortgages Ltd)

“Howard is always looking for the best deal for his clients and provides the correct information first time so a quick decision can be made to everybody’s satisfaction.”

 

Martin Wilcocks, Chief Executive, Wilcocks & Associates

“Howard is always on the front foot looking at ways in which to bring value into his business. Through the HD Group he has provided a sound base for professionals operating in financial services markets, allowing them to apply their trade in a safe, controlled and innovative environment. 

I have no hesitation in endorsing Howard’s position and I very much hope that our companies explore ways in which we could conduct business with one another in the not to distant future.”

 

Paul Cunningham, T&C Supervisor, Personal Touch Financial Services Limited

“Howard is a devoted professional. He is passionate about best advice and client care. He has an eye for detail!”

 

Neil Laughton, Owner, Clear Consulting

“I provided compliance services for Howard and his team, during this time I found him and his team to be very aware of their responsibilities, an excellent eye to detail and a genuine desire to provide exceptional customer service. I have no hesitation in recommending Howard to any future business partners”

Lyn Perrett, IFA Business Development Manager, Personal Touch Financial Services Limited

“During the years I have known Howard, he has always acted in a very professional manner. 

I have found him to be very approachable, polite and helpful.”  

 

Received 19th August 2010  (click here for larger .pdf file / image)

 

   

__________________________________________________________

 

Received 18th August 2010   (click here for larger .pdf file / image)

 

 

 

__________________________________________________________

 

From Matthew Campbell 

 

“Howard knows and understands the business extremely well and is therefore in a position to offer a balanced and objective solution for his clients. He is reliable, driven and determined but maintains an affability which draws people to him and allows him to get to know his clients and their individual needs. 

His product knowledge is exceptional across types which allows him to tailor a complete solution for his clients which they can be confident will fulfil their requirements.” May 10, 2011

Howard's Top qualities: Great Results, Expert, High Integrity 

__________________________________________________________

 

From: John O
Sent:
19 April 2010 10:34
To: timv@hdconsultants.net
Subject: RE: YOUR LIFE COVER

 

Dear Tim

 

Thank you so much for your prompt & professional service, as always you have provided us with very efficient & thorough support. Look forward to working with you in the future if we have further requirements that are appropriate

 

kind regards

 

John & Liz

 

__________________________________________________________

 

 

from Mr Mark R

 

22nd March 2010

 

Dear Sir/Madam

 

Thank You, Thank You, Thank You. Having never written a letter

before regarding a company’s performance I felt in this instance

I must, as the service and help I received in a recent insurance

matter from one of your independent financial advisers (Mr Tim

Vince) was of the highest standard.

 

Tim constantly kept me up-to date via phone and e-mail with the

progress of a very difficult and complex case which has been

on-going for some time, through Tim’s hard work expert

knowledge and endeavour the case is finally coming to a

conclusion

 

My dealings with H D Consultants and their advice/professional

opinion was invaluable at a very difficult time for me and my

family.

 

I would like to thank everybody at H D for their hard work and

professionalism and would not hesitate in recommending H D to

anybody looking for a first class service for any of their

independent financial advice or insurance requirements.

 

Thank You

 

Mark

 

__________________________________________________________

 

-----Original Message-----
From: Lisa C
Sent:
11 March 2010 10:51
To: howard@hdconsultants.net
Cc: 'Diane Reuben'

We contacted HD Consultants on recommendation for a mortgage and were pleasantly surprised with their personal service. 

 

They were professional, efficient and outlined the various options available to us concisely. 

 

They were diligent and always contactable for advice where appropriate highlighting any pitfalls. 

 

They were able to offer a number of other services to meet our needs, from making a will or organising insurance policies. 

 

We wouldn’t hesitate to recommend HD Consultants to our family and friends.

 

Lisa

 

__________________________________________________________

 

received 27th July 2010

 

Treating Customers Fairly - Client Questionnaire

 

(click here for a larger .pdf image)

 


 

“I have been involved in marketing and referrals with Howard for 5 years now and his enthusiasm and energy have always been admirable. Howard and I have many mutual clients, his service to them has always been first class.” May 5, 2011

Paul Twyford, Chartered Financial Planner, PT Financial Management Ltd



“Howard is always looking to expand on opportunities, he is driven and dynamic in his attitude to achieving his goals. He has been very innovative within expanding his industry. I would have no problem recommending Howard for anything.” May 4, 2011

Amanda Wilson, ex-business development Manager, Personal Touch Financial Services Limited



“I began to work with Howard at H D Consultants over 5 years ago. I have enjoyed working with Howard over this time and hope to continue to work with him for the next 5 years! Howard is always extremely professional and dedicated to all his clients. I look forward to working with Howard on other areas over the coming months.” May 3, 2011

Emma Mason, Senior Account Manager, Goldsmith Williams Solicitors



“Howard has been a great mentor for me and helped me to become a professional adviser; he's very enthusiastic, hard working, he leads by example and you can't help but be enthused by this. Howard also has a great sense of humour and is a real pleasure to work with. I would recommend Howard and HD Consultants to anyone who is hungry to work, wants to be professional and be an adviser with integrity, I believe he has a huge amount to offer with his vast knowledge and experience of the financial industry to any adviser, whether they are just starting out or are themselves very experienced; he runs a tight ship and his reputation precedes him.” May 3, 2011

Christopher Fenley, Independent Financial Consultant, H D Consultants



“We have always found Howard a reliable, cost effective and efficient person to work with. He has been able to turn complicated requests around with the minimum of fuss and bother, and has the most brilliant "can do" attitude. 
Would strongly recommend him and his company! 


Andi Baron  Production Consultant May 2, 2011



 

 

(if the map doesn't load, 'right' click on the white square and click refresh)

 


View Larger Map

 

Send us an email enquiry via our online contact form, here;

 * required field

your name *
your email address *
contact number *
best time to call
subject

your enquiry
Express consent declaration - "I / We hereby give consent for you to call me/us on the number supplied to discuss my/our mortgage requirements and other associated products now and in the future"    yes no

  

       

 

 

H D Consultants is an Appointed Representative of Personal Touch Financial Services Ltd., which is authorised and regulated by the Financial Services Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We normally charge a fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500

 This site is for UK Consumers only.  Full written details on request. All loans subject to status.  Terms and Conditions