Be under no illusions we all need to take responsibility for our own lives and families. In particular, to make provision for your children or dependants in the event of our demise.. 
The most obvious important step will to have at least a Basic Will in place clearly stating your wishes and provisions for beneficiaries. If you do not have a Will in place you will die “intestate” and then Letters of Adminstration will have to be applied for and this is a more involved procedure which will take additional time. 
There are several ways of dealing with your Estate Planning via the obvious routes e.g. Solicitors, professional Will Writers, on- line systems or a “do-it-yourself kit”. There are specific risks if we do not at least seek the help of a professional body to discuss and map out what is right for each of us. 
No two families have the same scenario and we live an age of very diverse family and non-family set-ups. Whilst it is good to have a basic Will in place it needs to ensure that it covers all of the relevant areas and the ripple effect when we commence to drill down on the what ifs which, can be far reaching. 
Other options such as Trusts may be appropriate and right for you and it is wise to allow a professional company to navigate you through the mine field, to ensure your understanding and options. Not all professionals are “Step qualified” some Solicitors do not always carry this level qualification. 
To summarise of course to have a Will is paramount however, not to have the right legal instrument by cutting corners may expose you to mistakes and the wrong distribution of your Estate in the future. 
Can you leave such an important matter to chance? 
For a free financial and personal review of your Estate contact Caroline J Maguire, Financial and Trust Consultant on 07950 622375 or via email at  
Tagged as: Estate Planning
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