Be under no illusions we all need to take responsibility for our own lives and families. In particular, to make provision for your children or dependants in the event of our demise.. 
The most obvious important step will to have at least a Basic Will in place clearly stating your wishes and provisions for beneficiaries. If you do not have a Will in place you will die “intestate” and then Letters of Adminstration will have to be applied for and this is a more involved procedure which will take additional time. 
There are several ways of dealing with your Estate Planning via the obvious routes e.g. Solicitors, professional Will Writers, on- line systems or a “do-it-yourself kit”. There are specific risks if we do not at least seek the help of a professional body to discuss and map out what is right for each of us. 
No two families have the same scenario and we live an age of very diverse family and non-family set-ups. Whilst it is good to have a basic Will in place it needs to ensure that it covers all of the relevant areas and the ripple effect when we commence to drill down on the what ifs which, can be far reaching. 
Other options such as Trusts may be appropriate and right for you and it is wise to allow a professional company to navigate you through the mine field, to ensure your understanding and options. Not all professionals are “Step qualified” some Solicitors do not always carry this level qualification. 
To summarise of course to have a Will is paramount however, not to have the right legal instrument by cutting corners may expose you to mistakes and the wrong distribution of your Estate in the future. 
Can you leave such an important matter to chance? 
For a free financial and personal review of your Estate contact Caroline J Maguire, Financial and Trust Consultant on 07950 622375 or via email at  
Tagged as: Estate Planning
Share this post:


H D Consultants. Contact details here Live Chat webpage here Broker Log In / BrokerCentre here 
Head Office address; 109 Maldon Road, Colchester, Essex CO3 3AX (Administration Centre only) 
Your home may be repossessed if you do not keep up repayments on your mortgage. 
We normally charge a Professional Client Fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500. The actual Professional Fee may be more or less than this, and is subject to a full Fact Find discussion and research process. H D Consultants is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Registered Office: Preston House, 163 High Street, Crowthorne, Berkshire, RG45 7AF. Registered in England & Wales. Company Registration Number 4952586. This site is for UK Consumers only. Website Terms and Conditions click here for our Privacy Policy. GDPR Privacy Policy - click here (PDF download / view) This site contains third party links. By clicking these links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site. The Financial Conduct Authority does not regulate some of the services listed. H D Consultants, mortgage and life insurance advisers, is authorised by the FCA no 403701. Our in house Wills and Trusts Practice is a long standing Member of the Society of Will Writers and Estate Planning Practitioners.  
FP Ref: 1436009 / exp 25.08.2025 
Long established, recognised and national nominees and award winners for our professional mortgage services; 
H D Consultants has selected Alzheimers Research UK as our chosen Charity of the Year 2023. Alzheimers Research UK is the UK’s leading dementia research charity dedicated to making breakthroughs possible. Their mission is to bring about the first life-changing dementia treatment by 2025.. CLICK HERE FOR OUR JUST-GIVING CHARITY OF THE YEAR PAGE (By clicking any of the links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked sites) 
Our site uses cookies. For more information, see our cookie policy. Accept cookies and close
Reject cookies Manage settings