Today is FREEDOM DAY !!  
 
To be honest though, we don't think 'freedom' is the right word, especially with infection rates rising again, virus variants causing concern and the anxiety that many people feel about the removal of social distancing, and the throng of the 'invincibles' who are now reverting to type en masse with no care for the vulnerable and who will now cause great consternation for the still very worried people among us. 
 
So, not Freedom day for all, and so let's think of another 'F' day instead. 
 
Focus - focus on YOU. Do the best you can for yourself and your loved ones. We can't control other people, so just as long as you are doing the right thing for you, that should help with daily life, anxiety and a focused way forward 
 
Finances - if the last year has taught us anything, it's that job security (and the 'out of the blue 'furlough' situation), income security and above all, financial security is fragile. But you can maximise your own control over this by reviewing your current mortgage and insurance plans and where necessary reduce costs, and increase your personal and family's financial situation. Doing this was always a good idea, but now it is more crucial, now more than ever before.  
 
FONE ME (allowed licence to mis-spell, it's my blog :-) ) Not everyone will be jumping for joy, going out nightclubbing, rushing back to the shops and offices, yet most people still need to arrange income protection, critical illness cover, life insurance and better value mortgages, so you can 'phone me, or email me and we also hold Zoom meetings too, which will help you to still focus on your finances and arrange your own freedom day. 
 
 
 
We are here to help. Stay safe, stay focused, stay in control. 
 
 
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H D Consultants. Contact details here Live Chat webpage here Broker Log In / BrokerCentre here 
 
Head Office address; 109 Maldon Road, Colchester, Essex CO3 3AX (Administration Centre only) 
 
Your home may be repossessed if you do not keep up repayments on your mortgage. 
 
We normally charge a Professional Client Fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500. The actual Professional Fee may be more or less than this, and is subject to a full Fact Find discussion and research process. H D Consultants is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Registered Office: Preston House, 163 High Street, Crowthorne, Berkshire, RG45 7AF. Registered in England & Wales. Company Registration Number 4952586. This site is for UK Consumers only. Website Terms and Conditions click here for our Privacy Policy. GDPR Privacy Policy - click here (PDF download / view) This site contains third party links. By clicking these links you will depart from the H D Consultants' regulated site. H D Consultants accepts no responsibility for the content of these sites.. The Financial Conduct Authority does not regulate some of the services listed. H D Consultants, mortgage and life insurance advisers, is authorised by the FCA no 403701. Our in house Wills and Trusts Practice is a long standing Member of the Society of Will Writers and Estate Planning Practitioners.  
FP Ref: 1425988 / 28.01.2021 
Long established, recognised and national nominees and award winners for our professional mortgage services; 
H D Consultants chosen Charity of the Year 2021 Essex and Herts Air Ambulance is a truly deserving, life saving team of people who rely on donations and (non-government) funded financial assistance. Join us in supporting EHAAT and helping them to continue to provide their service. CLICK HERE FOR OUR JUST-GIVING CHARITY OF THE YEAR PAGE 
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