Who knows for sure whether interest rates are going up, staying the same ... reducing??? And when?? 
What is very clear is that there is a lot of uncertainty at the moment and our 'phones are ringing off the hook with new enquiries to see whether it's possible to secure one of todays low rates, even if the current mortgage deal they have is not due to expire for many months. 
THE GOOD NEWS is that we can indeed secure mortgage Offers today that could last 6, 9 or even 12 months. 
So, if your mortgage deal is due to be renewed within the next 6 months or so, and you have a concern that interest rates might increase by the time you need to change to a new deal, you can secure a deal now, get the mortgage Offer in hand, and switch to that new low rate when your current deal ends. 
We had another lender presentation this week (in our regular weekly Team Meetings) and yet again we have been told that rates are being changed, withdrawn, replaced, without notice in most cases. 
To check out your current options, and to lock your rate in, send us a message now (contact link) and one of our Team will help you quickly and efficiently. 
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H D Consultants. Contact details here Live Chat webpage here Broker Log In / BrokerCentre here 
Head Office address; 109 Maldon Road, Colchester, Essex CO3 3AX (Administration Centre only) 
Your home may be repossessed if you do not keep up repayments on your mortgage. 
We normally charge a Professional Client Fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500. The actual Professional Fee may be more or less than this, and is subject to a full Fact Find discussion and research process. H D Consultants is a trading name of Howard Reuben who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.. Registered Office: Preston House, 163 High Street, Crowthorne, Berkshire, RG45 7AF. Registered in England & Wales. Company Registration Number 4952586. This site is for UK Consumers only. Website Terms and Conditions click here for our Privacy Policy. GDPR Privacy Policy - click here (PDF download / view) This site contains third party links. By clicking these links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site. The Financial Conduct Authority does not regulate some of the services listed. H D Consultants, mortgage and life insurance advisers, is authorised by the FCA no 403701. Our in house Wills and Trusts Practice is a long standing Member of the Society of Will Writers and Estate Planning Practitioners.  
FP Ref: 1436009 / exp 25.08.2025 
Long established, recognised and national nominees and award winners for our professional mortgage services; 
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