When you are sitting at home with your family, take some time to have a look at them and think about how much they mean to you. 
 
Now reverse that and think about how much you mean to them.. 
Whether you are Mum, Dad, Guardian, Houseperson, Breadwinner, you mean the absolute world to them. 
 
If they lost you what are they losing? 
 
They are losing everything. Even if there are others around them, they have lost everything. 
 
When you are there, what do you provide? 
 
Security 
 
Comfort 
 
Love 
 
What would happen to them if you were uninsured against losing you? 
 
They would suddenly lose someone they thought was a permanent fixture, breaking the fabric of reality to them that anything can be taken away from them. 
 
Would they turn bitter and ACT out? 
 
Would they retreat into themselves, the light and hope inside going out? 
 
Would the children’s schooling suffer? 
 
Would they be able to stay in the house or need to move to a smaller/less attractive house, leaving memories of you behind? 
 
Would they need to leave their friends behind? 
 
Would they be able to make new friends when their world has been shaken so much? 
 
Would they have to resign to not having the things they want or need? 
 
Would they be able to get over this and still become the amazing adult you always wished for them to be? 
 
Would your spouse throw themselves into work, possibly growing cold and distant? 
 
Would your spouse try and keep the family together, but would resent you for leaving with no thought of future? 
 
These should be questions you are thinking about. You need to take the responsibility on board and make sure you know what you would leave behind. 
 
Contrary to the ‘English way’, people don’t just ‘get over it’ and move on. 
 
They all rely on you. Do not take that lightly. 
 
All of this can be cushioned and made to ease the suffering. 
 
All of this can be helped by you before anything happens. 
 
Insure yourself, make sure they have a house, they have an income, they have someone to talk to, their current living conditions are the same so at least they have a constant. 
 
Give them a future when yours is taken away. 
 
A review is free. Ask yourself, what is stopping you apart from blind stubbornness. 
 
Get in touch, start the ball rolling and find out what your chances are when you talk to a proper adviser. Contact me, Austyn Johnson, on 07500 871 209 or email me at austyn@hdconsultants.net. 
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