Why would you not want a Will ? Here are some common questions that get asked : 
Q. Who should make a Will? All adults should make a Will. Certainly married couples and, even more importantly, co-habiting partners. Also, anyone, with children, especially those with children from previous relationships. 
Q. At what age should you make a Will? Wills are not about age, they are about responsibility and younger people often have the most responsibilities. 
Q. What if my circumstances change and I want to change my Will? A Will is a fluid document because it has no effect until you die. You can change it, or update it, whenever you want. 
Q. What happens if I don’t make a Will? If you have not made a Will, your estate will pass according to the Law of Intestacy. That means that the State will write a Will for you. If guardians are not appointed, the Court can also decide who has care of your children, it is not always the people you may think are eligible or appropriate. 
Q. What inheritance tax will my loved ones pay if I don’t initiate long-term financial planning? They will pay a tax rate of 40% above a threshold of £325,000 for individuals and £650,000 for married couples or those in Civil Partnerships. 
Do you wish to step up and take responsibility for the future of safeguarding your family, their future and the distribution of your Estate? 
For a free financial and personal review of your Estate contact Caroline J Maguire, Financial and Trust Consultant on 07950 622375 or via email at caroline@hdconsultants.net 
Next time, I'll cover the options and benefits of severing a Tenancy 
Tagged as: Estate Planning, Wills
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