Blue Light Card & Defence Privilege Card   A community discount service provided by H D Consultants' Blue Light Financial Solutions 

Do you qualify for a Blue Light Card and/or a Defence Privilege Card? 
If you do, and you already have your own Blue Light Card / Defence Privilege Card .... we can provide you with a discount off of the Fees we typically charge for certain products and services within our comprehensive mortgage, insurance and will writing proposition.  
Simply confirm your card membership and through us you get; 
A FREE Will (single or joint) 
FREE trusts for your life insurance policies 
A FREE financial review showing you your various options for mortgages, life insurance, buildings insurance, etc 
Mortgage application services at reduced rates 
..... and ... refer a friend or family member and get £50 SHOPPING VOUCHER** 
Win, win win, win and win...... 
How does it work? 
Firstly, for your own benefit and peace of mind, you know that you should already have your own 'fit for purpose' life insurance policies in place for you, your family and your mortgage (or rent) cover.  
If you haven't, you know this needs to be sorted asap, and so we will arrange your new cover with no professional advice charge - a FREE personal advice (not sales) service.  
Also, as you might be aware, all life insurance policies should be written in to Trust. We will explain what this is all about, and fully facilitate this being set up for you for FREE too. 
You will still receive the full professional service which we have provided to our Clients for over 30 years, but as a THANK YOU for your career service, you'll receive it at a large discount (or for free*). 
You qualify if you are a card holder and affiliated to ........ 
4x4 Response  
Ambulance Service  
Blood Bikes  
Border Force  
British Army  
Cave Rescue  
Community First Responders  
Fire Service  
Highways England  
Traffic Officer  
HM Armed Forces Veterans  
HM Coastguard  
HM Prison Service  
Immigration Enforcement  
Lowland Search and Rescue  
MoD Fire Service  
MoD Police  
Mountain Rescue  
Red Cross  
Reserve Armed Forces  
Royal Air Force  
Royal Marines  
Royal Navy Search and Rescue  
Social Care Workers 
St Andrews Ambulance  
St John Ambulance  
UK Visas and Immigration 
Serving Armed Forces  
Reserve Forces  
Spouses/Partners of serving personnel  
HM Armed Forces Veterans (ex serving) 
MoD Civil Servants  
Bereaved Family Members  
War/Service Widow(er)s  
Cadet Forces (over 16)  
NATO Personnel in the UK 
The Blue Light Card is the discount service for the emergency services, NHS, social care sector and armed forces, providing their members with thousands of amazing discounts online and on the high street. 
Members of the Blue Light community can register for access to more than 15,000 discounts from large national retailers to local businesses across categories such as holidays, cars, days out, fashion, gifts, insurance, phones, and many more. (more details
The Defence Privilege Card provides discounts, both online and on the high street, for members of the Armed Forces, Veterans and the Armed Forces Community. (more details
If you're not yet a member of these card schemes, click the following links to apply / register; 
Why take advantage of the free and discounted services through us? 
We know that the cost of living, including paying for mortgages and insurances, has become a major issue for many people over recent times, and we want to help where we can. 
Our daily job is to support our Clients by finding and securing the best value and most flexible new mortgage, life insurance and property insurance arrangements. 
We will do this for you too ... at a huge discount on our Fees. 
* Follow the steps below to start a money-saving review, a FREE insurance advice, and FREE Trust facilitation service, and also to receive a FREE basic single or mirror Will; 
Step 1) Send us your initial information via the form below, and then ..... 
Step 2) We will call you back, at our cost, and we'll also send you the link to start the free Will process, and we will be there at the end of the 'phone or email or WhatsApp, to ensure that you get the full advice service and also a legally binding, valid and professionally drawn up Will (saving up to £130). 
Next step? .... Complete the form below ............ 
** Become a Blue Lighter 
When you refer H D Consultants to your friends and family, you will receive a £50 voucher of your choice. Your friend will also receive a £50 voucher once they switch their mortgage or insurances to H D Consultants. *** 
But there’s more … We help you to keep track and, as a Blue Lighter, when you have referred 5 new clients to us, not only would you have received 5x£50 vouchers, but also you will receive an additional £250 voucher on successful completion of the 5th mortgage or insurance arrangement implemented with us. No limit on how many referrals you can make! 
*** Once your referral has switched their mortgage or insurances to H D Consultants and the first premium has been paid we will give you a £50 voucher for the shop of your choice. 
T&C's. Your referral cannot be an existing or former client of H D Consultants. Vouchers are only applicable to mortgages, life cover, critical illness, private health cover and income protection taken out via H D Consultants. Minimum life insurance premium is £25 per month. There is no cash alternative available. 
H D Consultants. Contact details here Live Chat webpage here Broker Log In / BrokerCentre here 
Head Office address; 109 Maldon Road, Colchester, Essex CO3 3AX (Administration Centre only) 
Your home may be repossessed if you do not keep up repayments on your mortgage. 
We normally charge a Professional Client Fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500. The actual Professional Fee may be more or less than this, and is subject to a full Fact Find discussion and research process. H D Consultants is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Registered Office: Preston House, 163 High Street, Crowthorne, Berkshire, RG45 7AF. Registered in England & Wales. Company Registration Number 4952586. This site is for UK Consumers only. Website Terms and Conditions click here for our Privacy Policy. GDPR Privacy Policy - click here (PDF download / view) This site contains third party links. By clicking these links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site. The Financial Conduct Authority does not regulate some of the services listed. H D Consultants, mortgage and life insurance advisers, is authorised by the FCA no 403701. Our in house Wills and Trusts Practice is a long standing Member of the Society of Will Writers and Estate Planning Practitioners.  
FP Ref: 1436009 / exp 25.08.2025 
Long established, recognised and national nominees and award winners for our professional mortgage services; 
H D Consultants has selected Alzheimers Research UK as our chosen Charity of the Year 2023. Alzheimers Research UK is the UK’s leading dementia research charity dedicated to making breakthroughs possible. Their mission is to bring about the first life-changing dementia treatment by 2025.. CLICK HERE FOR OUR JUST-GIVING CHARITY OF THE YEAR PAGE (By clicking any of the links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked sites) 
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