Hello to our neighbours, colleagues and business associates at Colbea's Colchester Business Centre  

You have most likely ended up on this page because you have typed the code "COLBEA1" in to our search box at the top of this page. 
 
Welcome to H D Consultants' Colbea Business Centre Community page! 
 
We are H D Consultants (meet the team), and we provide mortgage and insurance help across a huge range of sectors, including; first time buyers, homeowners looking to remortgage, buy to let investors, commercial property owners, property portfolio investors, buildings and contents insurance, all types of life insurance, and Wills and estate planning services too. 
 
Let's meet up and get to know each other. I have been in business for 40 years (based in Colchester since 1999), and yet the likelihood is that you have never heard of me. Why? The simple reason is that I have never advertised. H D Consultants has never had a high street shop presence. All of my new business (and this is true for all of the Brokers who work with me at H D Consultants, and our Group of Companies) has grown nationally via professional introductions, personal recommendations and repeat business, which we are privileged to receive and process on a very regular basis every year. 
 
I truly believe that 'face to face' professional networking helps us all to be properly introduced, share each other's backgrounds and propositions, and by collaborating this way we can hopefully help each other through a professional relationship-based referral strategy. 
 
Why meet us and work with us? The first few reasons that come to mind are; 
 
we're local! In fact, we're just down the corridor in office number 29 (all contact details) 
we're experts - FCA authorised, a team of specialist consultants, covering all of the important areas of mortgage and insurance advice 
we have experienced teams including advisers who work in the emergency services sector (military, NHS, police, ambulance services), the world of entertainment and actors, holiday let specialists, buy to let experts, property and life insurance brokers, and commercial mortgage professionals 
.... and more, which we would love to tell you about. 
 
And, for our Colbea neighbours, we are offering a Complementary Will with every mortgage / insurance review. A legally binding, single or joint (aka Mirror) Will, fully funded by us. Our Wills system has produced over 40,000 Wills so far. 
 
We'd love to meet you, find out all about you, and we would like to explain more about what we do and how we help our thousands of Clients achieve their aims of buying their first home, or improve their current home, or move to their next / dream home, and also how to start or grow a BTL portfolio as well. As financial advisers we also offer a free Trusts service for all life insurance policies. 
 
Shall we meet? Either pop in and see us at office 29, or send us your info in the form below and we'll call you straight back. 
 
We're also going to hold a few 'meet and chat' events in Colbea's training room throughout the year too. Would you like to have your banner, flyers etc., available as well? 
 
We look forward to speaking with you soon. 
 
Howard Reuben 
07774 633 639 
H D Consultants. Contact details here Broker Log In / BrokerCentre here 
 
Your home may be repossessed if you do not keep up repayments on your mortgage. 
 
We normally charge a Professional Client Fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500. The actual Professional Fee may be more or less than this, and is subject to a full Fact Find discussion and research process. H D Consultants is a trading name of Howard Reuben who is an Appointed Representative of PRIMIS Mortgage Network, which is a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. This site is for UK Consumers only. Website Terms and Conditions click here for our Privacy Policy. GDPR Privacy Policy - click here (PDF download / view) This site contains third party links. By clicking these links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site. The Financial Conduct Authority does not regulate some of the services listed. H D Consultants, mortgage and life insurance advisers, is authorised by the FCA no 403701. Our in house Wills and Trusts Practice is a long standing Member of the Society of Will Writers and Estate Planning Practitioners.  
FP Ref: 1436009 / exp 25.08.2025 
Long established, recognised, national nominees and award winners for our professional mortgage services;