Professional Fees - Fair Fee Policy and our flexible payment options
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The H D Consultants Client Advice Fair Fee Policy
Our Professional Fee structure is as per the TOB documents which are available via the Library link.
In summary, we don't have a fixed fee basis as our pricing is based on the work that we are required to do on a case by case basis.
Our TOB document states the charging parameters, and that we can charge up to 1% of the loan amount, although a typical Fee is approximately £500.00. The Fee could be more or less than this and that depends on the work involved. We will always confirm the Fee to you before you apply for a mortgage and in particular please see stage 'c', as follows...
Please note;
We don't charge anything until we;
a) have carried out a full Fact Find research discussion,
b) then carried out our market research to find solutions for your requirements,
c) then presented to you, in 'black and white', the options for which you are eligible,
and finally, d) the Professional Fee is then payable upon application to the mortgage provider.
We don't charge for our insurance advice.
If, at stage c, you then determine that you do not wish to proceed with our formal recommendation, so we close the file, and no fee is charged at all. If however, just like the vast majority of our Clients, you are happy to proceed with our detailed quotes and options, you are doing so on an informed basis taking into consideration lenders arrangement fees, valuation fees, administration fees, solicitors fees and our own Professional Fee, etc., too.
As above, H D Consultants offers a choice how to pay our Fees. The payments can be either by online bank transfer and/or by debit or credit card. Additionally, some or all of our agreed Professional Fee can be paid on application, and if partly on application the balance is then payable upon issue of a Mortgage Offer.
Any questions, call us on 01206 577 266, or call your usual Financial Adviser. All Advisers contact details can be found here
