Welcome to H D Consultants - NATIONAL AWARD WINNING mortgage and life insurance advisers  

What are we? 

H D Consultants is an award winning, long established multi-adviser Firm operating across a number of markets as residential mortgage brokers, BTL specialists, commercial finance & bridging finance brokers*, equity release / lifetime mortgage consultants, life insurance advisers and will writing & estate planners*.  
We have access to a comprehensive range of mortgage and insurance providers. The Company was established in January 1993. 
Your home may be repossessed if you do not keep up repayments on your mortgage 

Where are we? 

Our Head Office is in the Jubilee City of Colchester, Essex.  
We also have other branch offices in Colchester as well as Clacton, Southend on Sea, and Lincolnshire.  
From our various bases we work with our Clients throughout the UK. (locations) 

Who are we? 

H D Consultants is a multi-disciplined team of qualified, experienced and professional Advisers.  
Our Team member details can be seen here 

Who are our Clients? 

H D Consultants' Client base over the last 29+ years has grown throughout the UK. 
Our Clients are; 
sole traders, partnerships & Ltd companies  
... all benefiting from our comprehensive range of mortgage and insurance products & services. 

Who works with us? 

We work closely with a limited number of Professional Introducer partners, including accountants, property networks, general insurance brokers, estate and letting agents etc., in order to enhance their customer service proposition. Adding our wide range of personal and corporate financial plans, and our Team of Advisers, creates a profitable synergy and enhances the overall commercial strategy.  

Who do we work for? 

H D Consultants has, for over a quarter of a century, provided our Clients with access to a comprehensive range of mortgage, finance, protection and insurance providers to enable a robust and professional financial planning service for employers, property investors, businesses, families and individuals. 

Are we any good? 

We pride ourselves on our Client service, and have received many complimentary testimonials. As a member of one of the UK's largest networks of Financial Advisers and Mortgage Brokers, which includes several hundred member Firms, we are also proud to have come out top and won the 'Best Buy To Let Mortgage Firm of the Year 2013' Award, another national award in 2020, and many other quality awards over the years, too. 
Other awards and nominations include;  
OVERALL NATIONAL WINNER - 2020 UK Buy To Let Broker of the Year - national MoneyAge awards 
Business MoneyFacts BTL Broker of the Year 2015 Commended award,  
Shortlisted as a BTL Broker of the Year in the 2016, 2017, 2018, 2019, 2020, 2021 and 2022 national Business Moneyfacts awards,  
Finalist in the PTFS Financial Excellence Award, Quality BTL Mortgage Firm category,  
and various other national awards and nominations from Money Age, Mortgage Strategy, Mortgage Introducer, Property Investors awards and others, too. 
...and more, which can be viewed here. 
H D Consultants. Contact details here Live Chat webpage here Broker Log In / BrokerCentre here 
Head Office address; 109 Maldon Road, Colchester, Essex CO3 3AX (Administration Centre only) 
Your home may be repossessed if you do not keep up repayments on your mortgage. 
We normally charge a Professional Client Fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500. The actual Professional Fee may be more or less than this, and is subject to a full Fact Find discussion and research process. H D Consultants is a trading name of Howard Reuben who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.. Registered Office: Preston House, 163 High Street, Crowthorne, Berkshire, RG45 7AF. Registered in England & Wales. Company Registration Number 4952586. This site is for UK Consumers only. Website Terms and Conditions click here for our Privacy Policy. GDPR Privacy Policy - click here (PDF download / view) This site contains third party links. By clicking these links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site. The Financial Conduct Authority does not regulate some of the services listed. H D Consultants, mortgage and life insurance advisers, is authorised by the FCA no 403701. Our in house Wills and Trusts Practice is a long standing Member of the Society of Will Writers and Estate Planning Practitioners.  
FP Ref: 1436009 / exp 25.08.2025 
Long established, recognised and national nominees and award winners for our professional mortgage services; 
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