Welcome to the Refer A Friend, Family, Colleague referral page  

Referral Form 
Join our Referrer Network 
When you refer H D Consultants to your friends and family - and they switch their mortgage or insurances via an H D Consultants' Adviser, and the first life insurance premium has been paid (see terms below) - we will reward you with a £50 shopping voucher gift card.  
And ... as a welcome gift for your friend / family member, they will also receive a £50 shopping voucher gift card once they switch their mortgage or insurances to H D Consultants. **** 
Refer a friend, colleague and family member, and through us they will receive; 
A FREE Will (single or joint) (These products are not regulated by the Financial Conduct Authority and we are not authorised via PRIMIS Mortgage Network to advise on them. Terms & Conditions Apply.) 
FREE Trusts facilitation service for your referral's life insurance policies 
A FREE financial review showing your referral in detail the best value options for mortgages, life insurance, buildings insurance, etc 
A £50 'cashback' on your referral's first qualifying mortgage or insurance plan, paid via the One4All shopping voucher scheme 
..... and ... YOU - when you refer a friend or family member you will also get a £50 SHOPPING VOUCHER CARD for each qualifying mortgage or insurance plan, too! **** 
Win, win, win, win, win 
And there's No limit on how many referrals you can make! 
Just one regular qualifying referral per week could be worth £thousands per year. 
**** Once your referral has switched their mortgage or insurances to H D Consultants and the first premium has been paid we will reward you with you a £50 voucher, which can be spent in a huge selection of over 170 high street and online outlets..  
See the full list here. 
And ... as a welcome gift for your friend / family member, they will also receive a £50 shopping voucher once they have switched their mortgage or insurances to H D Consultants, too. 
T&C's. Your referral cannot be an existing or former Client of H D Consultants. 
Vouchers are only provided when new mortgages, life cover, critical illness and income protection arrangements are taken out via H D Consultants.  
**** To qualify, the minimum life insurance premium has to be at least £25 per month. There is no cash alternative available. 
H D Consultants. Contact details here Live Chat webpage here Broker Log In / BrokerCentre here 
Head Office address; 109 Maldon Road, Colchester, Essex CO3 3AX (Administration Centre only) 
Your home may be repossessed if you do not keep up repayments on your mortgage. 
We normally charge a Professional Client Fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500. The actual Professional Fee may be more or less than this, and is subject to a full Fact Find discussion and research process. H D Consultants is a trading name of Howard Reuben who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.. Registered Office: Preston House, 163 High Street, Crowthorne, Berkshire, RG45 7AF. Registered in England & Wales. Company Registration Number 4952586. This site is for UK Consumers only. Website Terms and Conditions click here for our Privacy Policy. GDPR Privacy Policy - click here (PDF download / view) This site contains third party links. By clicking these links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site. The Financial Conduct Authority does not regulate some of the services listed. H D Consultants, mortgage and life insurance advisers, is authorised by the FCA no 403701. Our in house Wills and Trusts Practice is a long standing Member of the Society of Will Writers and Estate Planning Practitioners.  
FP Ref: 1436009 / exp 25.08.2025 
Long established, recognised and national nominees and award winners for our professional mortgage services; 
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