Welcome to the Refer A Friend, Family, Colleague referral page

Referral Form

Your name:

Your email address:

Your contact number:

Please confirm the name of your usual H D Consultants' Adviser:

Thank you for recommending us. Who would you like to refer, and why? Please provide their full name, contact details and the reason for the referral (eg, mortgage advice, life insurance, a new Will etc). Thank you.

Consent:

Please confirm

Join our Referrer Network

When you refer H D Consultants to your friends and family - and they switch their mortgage or insurances via an H D Consultants' Adviser, and the first life insurance premium has been paid (see terms below) - we will reward you with a £50 shopping voucher gift card.

And ... as a welcome gift for your friend / family member, they will also receive a £50 shopping voucher gift card once they switch their mortgage or insurances to H D Consultants. ****

Refer a friend, colleague and family member, and through us they will receive;

A FREE Will (single or joint) (These products are not regulated by the Financial Conduct Authority and we are not authorised via PRIMIS Mortgage Network to advise on them. Terms & Conditions Apply.)

FREE Trusts facilitation service for your referral's life insurance policies

A FREE financial review showing your referral in detail the best value options for mortgages, life insurance, buildings insurance, etc

A £50 'cashback' on your referral's first qualifying mortgage or insurance plan, paid via the One4All shopping voucher scheme

..... and ... YOU - when you refer a friend or family member you will also get a £50 SHOPPING VOUCHER CARD for each qualifying mortgage or insurance plan, too! ****

Win, win, win, win, win

And there's No limit on how many referrals you can make!

Just one regular qualifying referral per week could be worth £thousands per year.

**** Once your referral has switched their mortgage or insurances to H D Consultants and the first premium has been paid we will reward you with you a £50 voucher, which can be spent in a huge selection of over 170 high street and online outlets..

See the full list here.

And ... as a welcome gift for your friend / family member, they will also receive a £50 shopping voucher once they have switched their mortgage or insurances to H D Consultants, too.

T&C's. Your referral cannot be an existing or former Client of H D Consultants.

Vouchers are only provided when new mortgages, life cover, critical illness and income protection arrangements are taken out via H D Consultants.

**** To qualify, the minimum life insurance premium has to be at least £25 per month. There is no cash alternative available.

Start Referring NOW

H D Consultants. Contact details here Live Chat webpage here Broker Log In / BrokerCentre here

Head Office address; 109 Maldon Road, Colchester, Essex CO3 3AX (Administration Centre only)

Your home may be repossessed if you do not keep up repayments on your mortgage.

We normally charge a Professional Client Fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500. The actual Professional Fee may be more or less than this, and is subject to a full Fact Find discussion and research process. H D Consultants is a trading name of Howard Reuben who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.. Registered Office: Preston House, 163 High Street, Crowthorne, Berkshire, RG45 7AF. Registered in England & Wales. Company Registration Number 4952586. This site is for UK Consumers only. Website Terms and Conditions click here for our Privacy Policy. GDPR Privacy Policy - click here (PDF download / view) This site contains third party links. By clicking these links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site. The Financial Conduct Authority does not regulate some of the services listed. H D Consultants, mortgage and life insurance advisers, is authorised by the FCA no 403701. Our in house Wills and Trusts Practice is a long standing Member of the Society of Will Writers and Estate Planning Practitioners.

FP Ref: 1436009 / exp 25.08.2025

Long established, recognised and national nominees and award winners for our professional mortgage services;