Welcome to the Refer A Friend, Family, Colleague referral page  

Referral Form 
Join our Referrer Network 
 
When you refer H D Consultants to your friends and family - and they switch their mortgage or insurances via an H D Consultants' Adviser, and the first life insurance premium has been paid (see terms below) - we will reward you with a £50 shopping voucher gift card.  
 
And ... as a welcome gift for your friend / family member, they will also receive a £50 shopping voucher gift card once they switch their mortgage or insurances to H D Consultants. **** 
Refer a friend, colleague and family member, and through us they will receive; 
 
A FREE Will (single or joint) (These products are not regulated by the Financial Conduct Authority and we are not authorised via PRIMIS Mortgage Network to advise on them. Terms & Conditions Apply.) 
 
FREE Trusts facilitation service for your referral's life insurance policies 
 
A FREE financial review showing your referral in detail the best value options for mortgages, life insurance, buildings insurance, etc 
 
A £50 'cashback' on your referral's first qualifying mortgage or insurance plan, paid via the One4All shopping voucher scheme 
 
..... and ... YOU - when you refer a friend or family member you will also get a £50 SHOPPING VOUCHER CARD for each qualifying mortgage or insurance plan, too! **** 
 
Win, win, win, win, win 
And there's No limit on how many referrals you can make! 
 
Just one regular qualifying referral per week could be worth £thousands per year. 
 
**** Once your referral has switched their mortgage or insurances to H D Consultants and the first premium has been paid we will reward you with you a £50 voucher, which can be spent in a huge selection of over 170 high street and online outlets..  
 
See the full list here. 
 
And ... as a welcome gift for your friend / family member, they will also receive a £50 shopping voucher once they have switched their mortgage or insurances to H D Consultants, too. 
 
T&C's. Your referral cannot be an existing or former Client of H D Consultants. 
 
Vouchers are only provided when new mortgages, life cover, critical illness and income protection arrangements are taken out via H D Consultants.  
 
**** To qualify, the minimum life insurance premium has to be at least £25 per month. There is no cash alternative available. 
 
 
H D Consultants. Contact details here Broker Log In / BrokerCentre here 
 
Your home may be repossessed if you do not keep up repayments on your mortgage. 
 
We normally charge a Professional Client Fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £500. The actual Professional Fee may be more or less than this, and is subject to a full Fact Find discussion and research process. H D Consultants is a trading name of Howard Reuben who is an Appointed Representative of PRIMIS Mortgage Network, which is a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. This site is for UK Consumers only. Website Terms and Conditions click here for our Privacy Policy. GDPR Privacy Policy - click here (PDF download / view) This site contains third party links. By clicking these links you will depart from the H D Consultants' regulated site. H D Consultants nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site. The Financial Conduct Authority does not regulate some of the services listed. H D Consultants, mortgage and life insurance advisers, is authorised by the FCA no 403701. Our in house Wills and Trusts Practice is a long standing Member of the Society of Will Writers and Estate Planning Practitioners.  
FP Ref: 1436009 / exp 25.08.2025 
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