Could 2024 be your year to get on the property ladder?
Posted on 21st December 2023 at 10:37
There are many options in the market to help first time buyers take that first step on the property ladder. Knowing which lender to go to in order to meet your eligibility, affordability and borrowing potential can be a complex process which is why HD Consultants are here to help you every step of the way.
Some lenders offer income boosters to help you meet the lenders affordability criteria
There are lenders that will allow borrowing if you have less than perfect credit such as CCJ's, defaults or missed / late payments
100% mortgages are also a feature for one lender who will factor in what you are paying in rent as part of their affordability calculation
There are options for joint borrower sole proprietor where you can have additional people on the mortgage to help boost the affordability
If your payslips include lots of increments such as over time, London weighting and equivalents, unsociable hour pay etc, we know the lenders that can take 100% of this to help boost your income
What ever the circumstances,our team of experienced brokers have access to the lenders business development managers and can talk through your case before any application is placed making sure you are given the best options possible,
We look forward to working with you in 2024!
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