Flexible and a common sense approach

Looking for a flexible lender? Quantum might be the answer! 

 

Quantum Mortgages are a specialist lender focusing on the needs of experienced landlords. They have a flexible approach when it comes to their underwriting which is so important when you have a complex property or portfolio.  

 

HD Consultants have a fantastic relationship with Quantum and have direct access to underwriters who take a common sense approach to their underwriting rather than the “computer says no” scenario. 

 

Some of the reasons why Quantum are the go to lender for specialist cases: 

 

• Day 1 remortgages up to 80% open market value without proof of works 

• Flats above or adjacent to any commercial premises including food and alcohol 

• Multi Unit Block for holiday lets 

• Multi Unit Block with no averaging of the size of the rooms 

• No minimum income 

• Ex local authority houses and flays with owner occupation below 50% 

• Leasehold properties must have an unexpired term of at least 35 years 

• Single unit, HMO and MUB up to 6 units in Norther Ireland 

• Studio flats less than 30 square meters 

• HMO and MUB’s up to 12 units 

• But to Let investor led developments 

• No maximum storeys for high rise 

• No maximum age 

• Semi commercial which consists of at least 60% residential 

 

HD Consultants is a long-established firm of BTL experts and we have helped a huge number of BTL landlords over many years. Can we help you too? 

 

Contact me by email to victoria@hdconsultants.net