Flexible and a common sense approach
Posted on 23rd May 2023 at 19:10
Looking for a flexible lender? Quantum might be the answer!
Quantum Mortgages are a specialist lender focusing on the needs of experienced landlords. They have a flexible approach when it comes to their underwriting which is so important when you have a complex property or portfolio.
HD Consultants have a fantastic relationship with Quantum and have direct access to underwriters who take a common sense approach to their underwriting rather than the “computer says no” scenario.
Some of the reasons why Quantum are the go to lender for specialist cases:
• Day 1 remortgages up to 80% open market value without proof of works
• Flats above or adjacent to any commercial premises including food and alcohol
• Multi Unit Block for holiday lets
• Multi Unit Block with no averaging of the size of the rooms
• No minimum income
• Ex local authority houses and flays with owner occupation below 50%
• Leasehold properties must have an unexpired term of at least 35 years
• Single unit, HMO and MUB up to 6 units in Norther Ireland
• Studio flats less than 30 square meters
• HMO and MUB’s up to 12 units
• But to Let investor led developments
• No maximum storeys for high rise
• No maximum age
• Semi commercial which consists of at least 60% residential
HD Consultants is a long-established firm of BTL experts and we have helped a huge number of BTL landlords over many years. Can we help you too?
Contact me by email to firstname.lastname@example.org
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